FAQ's | National Debt Advice

FCA urges UK banks to consider cutting mortgage payments for those who are struggling.

FCA estimates 356,000 borrowers may be at risk of missing monthly payments by the summer of 2024 The UK regulator has told banks to...

Can I get a new mortgage with poor credit?

A lot of clients have asked us about mortgage fixes when they have a poor credit history or simply a lot of other debt: Example A: We are...

The New Warm Home Discount in England & Wales

Two groups of people will be eligible; All pensioners who get Pension Credit (Guarantee Credit) People on most means-tested benefits...

Interest Rate Rises On Credit Cards

There are two situations a credit card can increase your interest rate: If the Bank of England base rate goes up and your credit card...

Debt & Mental Health

Money worries can lead to mental health problems such as Anxiety, depression, and other stress-related symptoms. It can be difficult to...

Can I write off my Debts?

We are often asked if there was any way to get debts written off. There are several debt solutions that allow people to write off a range...

Do you provide Debt Advice for Self Employed people?

If you’re self-employed, living in England, Wales, or Scotland, and looking for help with your debts, we could help you find a solution....

How to get ready for Debt Advice?

Before we speak to you on the phone, we recommend you prepare for your debt advice session. Gather details about your circumstances for...

Why should I trust National Debt Advice to help with my debts?

It is important to check a few things before you disclose your personal information with a Debt Advice company. We provide the UK's most...

If I come to you for Debt Advice, what happens next?

At the end of your debt advice session, you’ll be able to choose a debt solution. If one is recommended to you, we will provide practical...